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Number of modified mortgages jumps sharply

February 18, 2010
By

Under the federal Home Affordable Modification Program, monthly payments were permanently lowered for 116,297 loans by the end of January, up from 66,465 a month earlier.

Reporting from Washington – The number of mortgages with permanently lowered monthly payments under the Obama administration’s foreclosure prevention program increased dramatically in January.

In all, the number went up to 116,297, with an additional 76,482 modifications approved and awaiting acceptance by the borrower, the Treasury Department reported Wednesday.

Administration officials said that the program, which offers banks and other mortgage servicers cash incentives to reduce monthly payments, has saved homeowners a total of $2.2 billion. The median savings have been about $500 a month.

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