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    Have you seen that movie? Great action, great actors. How funny, that very often we actually sympathize with “bad guys”. In real life though, I don’t think anybody would be happy to have their car stolen – no matter what the cause.

    We cannot stress enough the importance of car insurance. Not just any car insurance, but the proper coverage that is tailored to fit particular lifestyle, needs and the budget of an individual. A lot of people are trying to save money by purchasing the minimum liability coverage and skipping other very important parts without realizing they may actually lose so much more. Some are lucky not to get in troubles like that, but others learn it the hard way.

    Speaking of stolen cars, only comprehensive coverage will cover damages to your vehicle due to fire, wind and hail. Broken glass, vandalism and theft are also protected by this type of car insurance.

    It is very difficult to think clear and be calm in stressful times. Now, if your car gets stolen there are a few important things you should do. It is helpful to know in advance the steps to make in a situation like that. So, even in a panic mode, you‘ll do what’s right:

  • Call 911 and report a theft. A police officer will tell what to do next;
  • Get home;
  • Call your insurance company and file a claim;
  • Call credit card companies if any of your cards were left in the car;
  • It is wise to change locks in your house, especially if you have kept your home keys in the vehicle.

    This is a very traumatic experience. That is why it is necessary to be protected. Know your policy in and out. Know what is covered and what’s not; know the exceptions. Or simply call your insurance agent, so he can explain it to you and advice on any upgrades. They are there for a reason: to help and educate you.



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