function mortgage_redirect(form)
{
	var val=form.elements['quote-sm-type'].options[form.elements['quote-sm-type'].selectedIndex].text;  //@author Jamshut (с)
	var act="";
	var zip=document.getElementById('quote-sm-zip').value;
	var firstzip=parseInt(zip.substring(0,1),10);
	zip=parseInt(zip,10);
	switch(val)
	{
		case "Home Loan": act="/mortgage/apply_now/"; break;

		case "Refinance": act="/mortgage/apply_now/"; break;

		case "Commercial Lending": act="/mortgage/apply_now/"; break;
	}
	
	
	if(firstzip != 9 || (zip<90001 || zip>96150 ))
	{
		act="/mortgage/apply_now_alt/?zipcode="+zip;
	}

	form.action=act;
}